Privacy

Privacy

What this privacy policy covers

The website http://www.mrlpay.com (“Site”) is owned, controlled, managed and operated by MRL Pay Inc and/or its affiliates (“MRL”). MRL recognizes and respects the privacy expectations of User of this Site. MRL shall endeavour not to provide, distribute, trade, sell or rent your name, email address or other personal information provided on this site to any third party or information related to Your use of the Site, except as provided in this privacy policies for the Site (“Privacy Statement”). For the purpose of this Privacy Statement, the term “User” or “You” shall mean any natural or legal person who person is accessing the Site. The term “Your” shall be construed accordingly.

The information and how mrl collects and deals with it

This Privacy Statement explains how MRL collects, uses and protects Your personally identifying information, including without limitation, information that may be used to identify an individual, including, but not limited to, a first and last name, email address, a home, postal or other physical address, other contact information, title, birth date, gender, occupation, industry, personal interests, other information (“Personal Information”) and under what circumstances it may be disclosed. By accepting this Privacy Statement or Terms of Use, You expressly consent to MRL use and disclosure of Your personal and other information in the manner prescribed in this Privacy Statement and the Terms of Use. It is hereby clarified that by accessing or otherwise using the Site, You agree to the Terms of use and this Privacy Statement and You expressly consent to the processing of your Personal Information according to this Privacy Statement. Your Personal Information may be processed by MRL in the country where it was collected as well as other countries where laws regarding processing of Personal Information may be less stringent than the laws in Your country.

Emails

If You send an e-mail to us, or give any feed back to MRL through the Site, MRL may collect Your email address and the full content of Your e-mail, including attached files, and other information you provide. MRL may use and display your full name and email address when you send an email notification to a friend through the Site. Additionally, MRL may use your email address to contact You on behalf of Your friends (such as when someone sends you a personal message) or notifications from a social network or other website with whom You have registered to receive such notifications. MRL may use this e-mail address to contact you, for things such as notifications of MRL additional/new products or services. You may indicate your preference to stop receiving further promotional communications as further detailed below.

Sales and Marketing

MRL may use your Personal Information for sales and marketing purposes, including contacting you for feedback in customer satisfaction surveys or for market research purposes, providing you with marketing literature on products and services, notifying you of events, and providing you with information about MRL. You may always change your privacy preferences as set forth below. From time to time, MRL may co-brand an offering or a communication with a third party, which may also collect your Personal Information or with whom we may share it. In such cases, the use of your Personal Information by such third parties is covered by their respective privacy policies, and not this Privacy Policy. If those cases where you choose to forward a page to another individual (where such option is available), MRL may request certain Personal Information about that individual to complete your request, such as their name and e-mail address, but MRL will not make further use of such information.

Fulfilling Business Transactions

MRL may use your Personal Information to fulfil business transaction requests with you or your organization. With respect to our customers, such requests may include, but are not limited to, providing products or services, such as delivering notifications of product fixes and updates, or contacting you in response to your questions, comments, or requests. With respect to our suppliers, such requests may include issuing purchase orders, receiving invoices, or providing other information such as forecasts. If, in providing support (including support to assist you with the use of our website), we engage you telephonically through tools such as online chat, we may monitor or record our interaction for purposes of quality assurance, training, or to document the details of a transaction.

Recruitment

If you seek employment with MRL, you may provide us with information about yourself, such as a resume. We may use this information throughout MRL in order to consider you for employment purposes, and may keep your information on file for future consideration and to support MRL’s compliance with applicable legal requirements.

Cookies

A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. MRL may use cookies to identify which pages are being used. This helps MRL to analyse data about webpage traffic and improve our website in order to tailor it to customer needs. MRL only uses this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help MRL to provide You with a better website, by enabling MRL to monitor which pages You find useful and which You do not. A cookie in no way gives us access to your computer or any information about You, other than the data you choose to share with MRL. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if You prefer. This may prevent you from taking full advantage of the site.

Children’s Information

MRL applications and websites are not directed to, nor do we knowingly collect Personal Information from, children under the age of 13. By your use of our websites you affirm that you are at least 13 years of age. MRL does not knowingly solicit data from or market to children under the age of 13. If you are a parent or a guardian, and you believe your child has provided MRL with Personal Information without your consent, please contact us.

Purposes of information and its use

Except otherwise provided in this Privacy Statement or the Terms of Use, MRL will always tell You before it collects any Personal Information and inform you of the purpose of the collection. Generally, MRL requires this information to understand your needs and provide you with a better service, and in particular for the following reasons:

  • Internal record keeping;
  • Requesting service and support for our products or services offered by MRL;
  • Placement of a transaction or order;
  • Participation in an online survey;
  • Participation in chat or discussion;
  • Collaboration efforts;
  • To improve the products and services offered by MRL;
  • To periodically send promotional emails about new products, special offers or other information which MRL think you may find interesting using the email address which you have provided;
  • From time to time, MRL may also use Your information to contact You or use Your Personal Information for market research purposes. MRL may contact you by email, phone, fax or mail. MRL may use the information to customise the website according to your interests;
  • To conduct questionnaires and surveys in order to provide better products and services to our customers and end users. Your completion of any questionnaires is voluntary;
  • To support recruitment inquiries; or
  • To meet contract obligations.

MRL may also provide Your Personal Information to third-party service providers who work on behalf of or with MRL to provide some of the services and features of the Site and to help MRL to communicate with You. Examples of such services include sending email, analyzing data, providing marketing assistance, processing payments (including credit card payments), and providing customer service. MRL may share some or all of Your Personal Information with our third-party partners, those with whom MRL has a co-branding or promotional relationship, or other third-parties about whom You are otherwise notified and do not request to opt out of such sharing. While MRL shall make reasonable endeavours to instruct the service providers to not use Your Personal Information other than for the purpose for which it was provided, MRL may not always be able to ensure that the service providers do not use Your Personal Information only as directed by MRL. This Privacy Statement does not cover the use of your personally identifiable information by such third-parties. MRL does not maintain responsibility for the manner in which third parties, including, without limitation, social networks, other partners and advertisers, use or further disclose Personal Information collected from you in accordance with this Privacy Statement, after MRL have disclosed such information to those third parties. If You do not want MRL to use or disclose Personal Information collected about you in the manners identified in this Privacy Statement, You are advised not use the Site. Additionally, MRL may create anonymous information records from Personal Information by excluding information (such as your name) that would otherwise make the anonymous information personally identifiable to You. This Privacy Statement does not limit MRL use or disclosure of any anonymous information in any way, and MRL reserve the right to use and disclose such anonymous information to its partners, advertisers and other third parties in its sole discretion.

MRL may share some or all of your Personal Information with its partners, parent, subsidiary companies, in which case MRL will make reasonable endeavours to require them to honor this Privacy Statement.

In the event MRL goes through a business transition such as a merger, acquisition by another company, or sale of all or a portion of its assets, Your Personal Information may be among the assets transferred. You acknowledge that such transfers may occur and are permitted by this Privacy Statement, and that any acquirer of ours or that acquirer’s assets may continue to process your Personal Information as set forth in this Privacy Statement.

MRL may disclose your Personal Information if it believes in good faith that such disclosure is necessary to
(a) comply with relevant laws or to respond to subpoenas or warrants served on us; or
(b) to protect and defend our rights or property, you, or third parties.

You hereby consent to us sharing your Personal Information under the circumstances described herein.

We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, to help protect You and the community from bad actors. Therefore, in response to a verified request by law enforcement or other government officials relating to a criminal investigation or alleged illegal activity, we can (and you authorize us to) disclose your name, city, state, telephone number, email address, user id history, fraud complaints, and bidding history without a subpoena. Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Statement. By way of example (without limiting the foregoing), we may be forced to disclose personal information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they collect from the Site. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private. Except as otherwise stated in this Privacy Statement, MRL does not generally sell, trade, rent, or share the Personal Information that it collect with third parties.

Your option

MRL offer you choices regarding the collection, use, and sharing of Your Personal Information. When You receive promotional communications from MRL, You may indicate a preference to stop receiving further promotional communications from MRL and You will have the opportunity to “opt-out” by following the unsubscribe instructions provided in the promotional e-mail you receive or by contacting us directly on the email id [.]. Further, if You believe that any information the Site is holding in respect of You is incorrect or incomplete, please write to or email MRL as soon as possible, at the email id [.]. MRL will promptly correct any information found to be incorrect.

You agree that we may use Your Personal Information to contact you and deliver information to you that, in some cases, are targeted to your interests, such as targeted banner advertisements, administrative notices, product offerings, and communications relevant to your use of the Site. By accepting the Privacy Policy, you expressly agree to receive this information. If you do not wish to receive these communications, we encourage you to opt out of the receipt of certain communications.

Links to other websites

The Site may contain links to other websites of interest. However, once you have used these links to leave the Site, You should note that MRL does not have any control over that other website. Therefore, MRL cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this Privacy Statement nor for any information or material available on such other website. You should exercise caution while accessing these websites and look at the privacy statement and other conditions of use applicable to the website in question.

Security and protection of your personal information

While MRL has made reasonable efforts to safeguard the Site, it cannot and does not ensure or make any representations that the Site or any of Your Personal Information cannot be hacked by unauthorised third parties. In such event there is a possibility that such unauthorised third parties may use all or any of Your Personal Information in contravention and violation of this Privacy Statement or send You spam messages or deal with such information in any other form or manner. MRL shall not be liable or responsible for any use of Your Personal Information or any messages or information that You may receive from any unauthorised third party which is in violation or contravention of this Privacy Statement.

Privacy policy changes and contact

MRL reserves the right to change and upgrade this Privacy Statement from time to time, consistent with applicable privacy and other laws, at its sole discretion and without obtaining Your consent for the same. Changes to this Privacy Statement will be posted on the Site, so that You will always know what information MRL gather, how MRL might use that information and whether MRL will disclose it to anyone. If you object to any such changes, you must cease using the Site. Continued use of the Site following notice of any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. If, at any time, You have questions or concerns about the Privacy Statement, please feel free to email us at support@mrlpay.com .